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A life settlement allows you to sell your life insurance policy (both Permanent or Term-Life) for more than the policy’s cash value. Instead of just lapsing, canceling, or surrendering your policy due to expensive premiums, no longer needing life insurance, or needing cash to pay for medical treatments or the ever-increasing costs of long-term care, you can sell your life insurance policy directly to a licensed Life Settlement buyer.

Advisers Dealing with Underperforming Universal Life

We speak with many long term financial advisers dealing with underperforming universal life insurance. Most remember writing universal life policies…

Accountants, CPAs Discovering Hidden Value in Life Insurance

Most calls we have fielded from CPAs and Accountants over the past 15 years have been around cost basis. Accountants…

Financial Advisors and Life Settlements

Financial Advisors and life settlements often do not mix. Your client, the person or even friend who has trusted your…

The Cost of Long Term Care

Long term care defines a range of services that refer to people with differing personal care needs. It isn't something…

What Is Reverse Life Insurance?

Reverse Life Insurance is sometimes referred to as Life Settlements, but in reality Reverse Life Insurance is much, much more.…

New Florida Life Insurance Law Affects Life Settlement Regulation

Finally, after many years, the life insurance industry in Florida is being reined in. Many people who own and pay…

Understanding Life Settlement Brokers and Life Settlement Providers

Understanding your options as you consider how to sell your life insurance policy can be confusing. However, the most important…

Paying For Long Term Care With A Life Settlement

National Association of Insurance Commissioners recommends Life Settlement as a safe option for paying for long term care without insurance.…

Cruise ship care: real or urban legend?

A Life Settlement or Medicaid Life Settlement can help Seniors plan and budget for the ever-increasing costs of long term…

Tap Into Life Insurance

When reaching the latter years of life, it is important to have certain things in place to maintain the standard…