Life Settlement Options For Terminally Ill Patients


Battling a chronic or terminal illness is one of the most difficult experiences an individual can face. Both the disease and the treatments have an often devastating physical and emotional impact on terminally ill patients and their families, and that impact is made worse by the limited financial options for the terminally ill patients.

In addition to this stress, terminally ill patients and their families also find themselves faced with unexpected and staggering expenses that accumulate from travel, lodging, treatment, household expenses, and lost wages. Yet, still there are few financial options for terminally ill patients. While insurance covers some portion of the treatment expenses, most terminally ill patients end up with considerable out of pocket expenses and debt.

Reverselifeinsurance.com can help terminally ill patients understand if they qualify for a Life Settlement, Medicaid Life Settlement, or Viatical Settlement solution, understand their best options, and connect them directly with a licensed buyer.

Contact us today, and see if you qualify for a Life Settlement or Viatical Settlement solution.  


Here are the solutions which best match your situation:



Viatical Settlement







I just finished my 13th treatment. Viatical.org’s direct buyer gave me 95K for my 250K Term Life Insurance Policy and I paid no Broker Fee.
I told them I would recommend them to anyone, so now I am.”


A Viatical Settlement allows qualified chronically or terminally-ill patients with a life expectancy of less than 24 months to sell their policy in the secondary life insurance market. This is particularly useful for terminally-ill patients who often face large, unexpected expenses due to treatment and travel costs, as well as growing household expenses due to loss of normal income. The customers who typically qualify for a Viatical Settlement have a life expectancy of 24 months or less, and own a life insurance policy valued at $50,000 or more

Medicaid Life Settlement








“ReverseLifeInsurance.com connected me with a direct buyer who purchased my life insurance policy. The Buyer was excellent to work with through the entire transaction. I know they worked hard to get me the cash I needed, just 2 days before Christmas.”



A Medicaid Life Settlement allows a policyholder who is in immediate need of long-term care, in-home care, or assisted-living to convert their life insurance policy into an FDIC-insured Long-Term Benefit Plan account (also known as an Irrevocable Benefit Account). This enables policyholders to control their long-term care funding, and helps them avoid liquidating their assets (including their life insurance policy) in order to qualify for Medicaid.

With a Medicaid Life Settlement, the policyholder is free to select their preferred long-term care provider, and payments to the care provider are made on a monthly basis by a professional administrator – the policyholder doesn’t have to worry about or manage payments. After the policy has been sold, the policyholder is no longer required to make annual premium payments.

Those who typically qualify for a Medicaid Life Settlement are over the age of 65, have an immediate need for long-term care, in-home care, or assisted-living, have had a major decline in health since first initiating their life insurance policy, and own a policy value at $50,000 or more.





We offer free, no-obligation qualification assessments. Not knowing your options could cost you thousands of dollars in cash value