funding long-term care

Senior Americans often find that despite saving responsibly for decades, their retirement nest egg won’t cover the costs of long term care. Instead, they end up liquidating all of their assets to qualify for medicaid, accumulating significant debt or even worse,  passing the expense of long term care on to their children and loved ones.

The Cost of Long Term Care

Long term care defines a range of services that refer to people with differing personal care needs. It isn't something…

Paying For Long Term Care With A Life Settlement

National Association of Insurance Commissioners recommends Life Settlement as a safe option for paying for long term care without insurance.…

Cruise ship care: real or urban legend?

A Life Settlement or Medicaid Life Settlement can help Seniors plan and budget for the ever-increasing costs of long term…

Long Term Insurance Showing High Rate Of Lapse

Many Seniors opt for Long Term Care insurance policies, despite the high lapse rates. Qualified Seniors may find a Life…

All ages procrastinating long-term savings

Saving for retirement is contingent on a number of things, and varies by age according to income levels and the…

What To Do When Your Term Life Insurance Expires

There are essentially three options for when your term life insurance expires: renew, convert, or sell the policy in a…

Tap Into Life Insurance

When reaching the latter years of life, it is important to have certain things in place to maintain the standard…

Paying For Home Care

The first step in finding a caregiver is to determine what type of home care the person needs.  He or…

Viable solutions for assisted living costs

AARP shared the story of Patricia McCormack, whose mother was suffering from the initial stages of Alzheimer’s disease. Living in…

Paying For Home Health Care Costs

With an increasing population of aging Americans who now receive some level of medical care or other assistance in their…