sell your life insurance

More than 80% of life insurance policies never pay out a death benefit. Even worse, many Seniors find that as they age, their policy premiums skyrocket and become unaffordable. Most people in this situation simply surrender, cancel, or lapse their life insurance policy and lose out on all the years of annual premiums they’ve paid.

Paying For Long Term Care With A Life Settlement

National Association of Insurance Commissioners recommends Life Settlement as a safe option for paying for long term care without insurance.…

FDIC Says Reverse Mortgage Can Be Risky

FDIC recently said a reverse mortgage could be a risky choice. Consider reverse life insurance instead. Get cash now without…

Cruise ship care: real or urban legend?

A Life Settlement or Medicaid Life Settlement can help Seniors plan and budget for the ever-increasing costs of long term…

All ages procrastinating long-term savings

Saving for retirement is contingent on a number of things, and varies by age according to income levels and the…

Borrowing Against Life Insurance – Can You?

There are two methods for borrowing against your life insurance: borrowing from your life insurance company or borrowing from a…

What To Do When Your Term Life Insurance Expires

There are essentially three options for when your term life insurance expires: renew, convert, or sell the policy in a…

Tap Into Life Insurance

When reaching the latter years of life, it is important to have certain things in place to maintain the standard…

Paying For Home Care

The first step in finding a caregiver is to determine what type of home care the person needs.  He or…

Understanding Viatical Settlement Companies

A viatical settlement is when you sell a life insurance policy to a third party for a cash benefit. This…

New Regulation Proposed For The Life Settlement Industry

To date, there has been very little federal life settlement regulation, and only 8 states remain unregulated and have not…